Outside IR35 Insurance Contract Jobs
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51 Contract jobs
Quality Assurance Engineer - Chicago, IL, Minneapolis, MN, Detroit, MI, Madison,...
Posted 1 day ago by TechniPros, LLC
Job SummaryWe are seeking a Senior QA Automation Engineer with expertise in Playwright, TypeScript, API automation, and...
- Rate Not specified
- Category Outside
- Work type Remote
- Location Remote or Chicago, Illinois
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Quality Assurance Engineer - Austin, TX, Houston, TX, San Antonio, TX, Dallas, T...
Posted 1 week ago by TechniPros, LLC
Job SummaryWe are hiring a Software Development Engineer in Test (SDET) with strong experience in Java, Selenium, Playwr...
- Rate Not specified
- Category Outside
- Work type Remote
- Location Remote or Austin, Texas
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Interim CDM/PD Assurance Consultant
Posted 1 week ago by Principal People Recruitment
The Role (not exhaustive)Assess Construction Phase Plan and key pre-start arrangements against project risks and CDM req...
- Rate Not specified
- Category Outside
- Work type Hybrid
- Location Newcastle Upon Tyne, Tyne And Wear
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Technical Program Manager Healthcare Insurance
Posted 1 week ago by Randstad Digital
job summaryWe are looking for a Technical Program Manager with experience managing large complex projects in the healthc...
- Rate Not specified
- Category Outside
- Work type Remote
- Location Remote or Durham, North Carolina
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Quality Assurance Testing Analyst (100% Remote)
Posted 1 week ago by Kforce Technology Staffing
RESPONSIBILITIESKforce has a client that is seeking a Quality Assurance Testing Analyst (100% Remote).SummaryOur client,...
- Rate Not specified
- Category Outside
- Work type Remote
- Location Remote or Birmingham, Alabama
AI Customer Assurance Engineer / AI Product Support Engineer
Posted 1 week ago by PeakIT
Position OverviewThe AI Customer Assurance Engineer delivers high-quality responses to customer information requests whi...
- Rate Not specified
- Category Outside
- Work type Hybrid
- Location Remote or Hybrid in Durham, North Carolina
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Sign UpQuality Assurance Engineer - Austin, TX, Houston, TX, San Antonio, TX, Dallas, T...
Posted 1 week ago by TechniPros, LLC
Job SummaryWe are hiring a Software Development Engineer in Test (SDET) with strong experience in Java, Selenium, Playwr...
- Rate Not specified
- Category Outside
- Work type Remote
- Location Remote or Austin, Texas
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About Our Outside IR35 Insurance Contract Roles
What does a insurance contractor do?
The insurance sector is a significant and specialist contracting market in the UK, engaging professionals across actuarial, technology, data, finance, risk, compliance, and change management disciplines on a fixed-term basis to support Lloyd's of London, the London Market, retail insurance, life and pensions, and the wider specialty insurance ecosystem. Insurance contractors are brought in during regulatory change programmes, technology modernisation projects, actuarial workload peaks, claims transformation initiatives, and when specialist knowledge of insurance products, regulation, or market practice is needed quickly for a defined project. The concentration of insurance activity in the London Market, combined with the specialist regulatory environment governed by the PRA and the FCA, creates a distinct and active contracting market with its own rate dynamics and talent pools.
The skills most valued in insurance contracting reflect the technical complexity and regulatory intensity of the sector. Actuarial contractors need qualification with the Institute and Faculty of Actuaries alongside practical experience in the relevant discipline, whether pricing, reserving, capital modelling, or longevity. Technology contractors working in the Lloyd's and London Market need familiarity with the ACORD messaging standards, Lloyd's Blueprint 2 digital transformation programme, and the complex legacy systems that underpin market operations. Compliance and regulatory contractors need deep knowledge of Solvency II, the FCA's ICOBS and PROD rules, and the specific governance and reporting requirements that apply to insurers and Lloyd's managing agents. Finance contractors benefit significantly from experience with insurance-specific accounting treatments including IFRS 17.
What is the market like for insurance contractors?
Insurance contracting in the UK is a consistently active specialist market, concentrated primarily in London but with significant activity in regional centres including Norwich, Edinburgh, and Cheltenham. Lloyd's of London and the London Market continue to generate substantial contractor demand across actuarial, technology, and change management disciplines, particularly as the Blueprint 2 digital transformation programme continues to drive significant change across the market. The implementation of IFRS 17 has been a major source of finance and actuarial contract demand in the insurance sector over the past two years. Rates in insurance contracting reflect the specialist sector knowledge required and are generally at a premium above equivalent roles in other financial services subsectors.
What does Outside IR35 mean?
IR35 is UK tax legislation that determines whether a contractor is genuinely self-employed or working in a manner that resembles employment. When a contract is classified as outside IR35, the engagement is treated as a business-to-business arrangement. The contractor operates through their own limited company, invoices for services, and manages their own tax affairs including corporation tax, self-assessment, and VAT where applicable.
Outside IR35 engagements are assessed against three key factors: the degree of control the client exercises over how the work is delivered, whether the contractor has a genuine right to provide a substitute, and whether there is a mutuality of obligation between the parties. Contracts that demonstrate contractor autonomy, project-based delivery, and the absence of ongoing employment obligations are more likely to sit outside IR35. Since April 2021, responsibility for making this determination sits with the end client for medium and large private sector organisations.
On QualityContracts.co.uk, approximately 28% of roles with a stated IR35 status are classified as outside IR35. The proportion varies by sector and role type, with some disciplines seeing a significantly higher or lower share of outside IR35 opportunities. Each listing on this page displays its IR35 status where provided by the hiring organisation.
What insurance roles are usually Outside IR35?
Around 40% of insurance sector contracts with a stated IR35 status sit outside, a higher proportion than banking. Insurance has traditionally been more open to outside IR35 engagements, particularly for specialist actuarial, underwriting, and technology roles where contractors bring niche expertise for defined programmes. Lloyd's market participants, specialty insurers, and InsurTech firms tend to take a more granular approach to IR35 assessment than the large composite insurers.
How much do insurance contractors usually earn when working Outside IR35?
Contract rates for insurance roles typically range from £450 to £850 per day, depending on the scope of the role, required expertise, and the delivery expectations of the engagement. Rates shown are for outside IR35 engagements and reflect the gross day rate paid to the contractor's limited company before any personal tax obligations.
How many Outside IR35 insurance vacancies are there on Quality Contracts?
Over the past twelve months, we have tracked over 230 insurance contract roles across the site. Of the roles currently listed on our site, around one in four are Outside IR35. Data reviewed up to September 2026.