Product Manager - Embedded Payments

Product Manager - Embedded Payments

Posted 2 days ago by Halian

Negotiable
Undetermined
Hybrid
London Area, United Kingdom

Summary: The Product Manager for Embedded Payments will lead the development of payment products utilizing APIs, H2H integrations, and SWIFT within a banking and payments context. This role involves collaborating with various teams to ensure regulatory compliance while driving product strategy and commercialization efforts. The position is based in London and offers a hybrid working arrangement. The successful candidate will have a strong background in product management within the payments or fintech sectors.

Key Responsibilities:

  • Lead the development and ongoing evolution of embedded payment products across API, H2H, and SWIFT channels
  • Define and execute product strategy and roadmap focused on client outcomes and revenue growth
  • Collaborate closely with engineering teams to build integration-friendly, scalable payment solutions
  • Partner with risk, compliance, and legal to embed regulatory controls into product design
  • Own commercialisation efforts including pricing, P&L management, and go-to-market strategy
  • Incorporate client feedback and market insights into product improvements
  • Manage the full product lifecycle from launch through growth and optimization
  • Support sales and client services with product expertise and enablement materials

Key Skills:

  • 4-8 years of product management experience in payments, banking, or fintech
  • Deep understanding of payment infrastructure including APIs, H2H file transfers, and SWIFT/ISO 20022 messaging
  • Proven commercial acumen with experience managing pricing and P&L responsibilities
  • Strong knowledge of regulatory and risk frameworks (AML, KYC, PSD2, etc.) and experience working within regulated environments
  • Excellent stakeholder management skills and the ability to balance client needs with compliance and technical considerations
  • A collaborative mindset and excellent communication skills
  • Exposure to Banking-as-a-Service (BaaS) or embedded finance ecosystems
  • Experience with treasury services, ERP, or payment platform integrations
  • Background in developer-centric product management or API design

Salary (Rate): undetermined

City: London

Country: United Kingdom

Working Arrangements: hybrid

IR35 Status: undetermined

Seniority Level: undetermined

Industry: Banking

Detailed Description From Employer:

Product Manager – Embedded Payments (API, H2H, SWIFT)

Location: London / Hybrid

Industry: Banking | Payments | Embedded Finance

Employment Type: 12+ month Contract (Daily rate)

Our client, driving innovation in embedded finance, is seeking a talented Product Manager to join their Payments team. This is a unique chance to own and shape payment products that power seamless, secure payment experiences via APIs, Host-to-Host (H2H) integrations, and SWIFT. You will work in a highly collaborative environment, partnering with technology, compliance, risk, sales, and client teams to deliver scalable solutions that meet regulatory requirements and commercial goals.

Key Responsibilities

  • Lead the development and ongoing evolution of embedded payment products across API, H2H, and SWIFT channels
  • Define and execute product strategy and roadmap focused on client outcomes and revenue growth
  • Collaborate closely with engineering teams to build integration-friendly, scalable payment solutions
  • Partner with risk, compliance, and legal to embed regulatory controls into product design
  • Own commercialisation efforts including pricing, P&L management, and go-to-market strategy
  • Incorporate client feedback and market insights into product improvements
  • Manage the full product lifecycle from launch through growth and optimization
  • Support sales and client services with product expertise and enablement materials

What You’ll Bring

  • 4-8 years of product management experience in payments, banking, or fintech
  • Deep understanding of payment infrastructure including APIs, H2H file transfers, and SWIFT/ISO 20022 messaging
  • Proven commercial acumen with experience managing pricing and P&L responsibilities
  • Strong knowledge of regulatory and risk frameworks (AML, KYC, PSD2, etc.) and experience working within regulated environments
  • Excellent stakeholder management skills and the ability to balance client needs with compliance and technical considerations
  • A collaborative mindset and excellent communication skills

Preferred Experience

  • Exposure to Banking-as-a-Service (BaaS) or embedded finance ecosystems
  • Experience with treasury services, ERP, or payment platform integrations
  • Background in developer-centric product management or API design