Summary: The Credit Administrator role at SME Bank involves managing documentary credits, invoices, and post-credit approval processes within a middle-office capacity. The position requires collaboration with relationship managers and the credit team to ensure compliance and accuracy in loan documentation. The individual will work in a flexible hybrid model, primarily on-site, while supporting business-as-usual activities. This role is critical for maintaining the integrity of credit facility documentation and processes.

Key Responsibilities:

• Credit Administration: Handle documentary credits, invoices, and processing post-credit approval.
• Loan Documentation: Prepare, review, and ensure compliance with credit facility agreements.
• Middle Office Function: Serve as an intermediary between credit approval and loan disbursement.
• Legal Understanding: Not legally qualified, but able to answer basic queries on legal terms related to documentation.
• Collaboration: Work closely with relationship managers and the credit team to ensure all conditions and prerequisites are met before handing over to the loans team.
• In-House Documentation: Produce documents specifically for private banking, but always through the relationship management team (not direct client interaction).
• Overlapping Processes: The SME bank environment requires adaptability, as roles and functions may overlap.
• BAU Involvement: Support business-as-usual (BAU) activities in addition to core responsibilities.

Key Skills:

• Experience: Minimum 3 years in a credit/documentation-related role.
• Industry Exposure: Experience in mid-corporate, small corporate, or private banking (not retail banking).
• Hands-On Approach: Must have directly prepared and handled documentation, not just reviewed or worked in a shared-documentation team.
• Loan Volume & Values: Experience handling loans between £1 million and £2 million.
• Credit Analyst Knowledge: Can be considered but not the main focus (the role is documentation-focused).
• Proactive Mindset: Able to hit the ground running and work in a small SME bank environment.
• Attention to Detail: Strong ability to check documentation against credit facility terms and ensure accuracy.

Salary (Rate): 200.00

City: London

Country: United Kingdom

Working Arrangements: hybrid

IR35 Status: fixed-term

Seniority Level: undetermined

Industry: Other