Solutions Architect (Fraud)

We are seeking an experienced Solution Architect - Fraud to join a major financial services organisation undergoing significant technology transformation. This is an opportunity to play a key role in designing and delivering modern fraud prevention, detection and financial crime technology solutions across a complex banking environment.

You will be responsible for shaping scalable, secure and resilient architectures that support Real Time fraud detection, transaction monitoring, risk-based decisioning and fraud investigation capabilities. Working closely with engineering teams, fraud operations, security specialists and senior technology stakeholders, you will help modernise existing fraud platforms and integrate next-generation fraud detection technologies.

Key Responsibilities

• Own end-to-end solution architecture and design for fraud prevention, detection and financial crime technology initiatives.
• Design scalable, secure and resilient solutions supporting Real Time transaction monitoring, fraud scoring, automated alerts and case management.
• Define integration architectures across APIs, microservices, event-driven services, message queues (MQ), batch processing and secure file transfers.
• Lead the integration of fraud detection platforms with core banking systems, payment processing platforms, digital channels and customer authentication solutions.
• Produce high-quality solution architecture documentation and present designs to technical governance forums and senior stakeholders.
• Provide technical leadership and architectural guidance to engineering and delivery teams.
• Ensure solutions meet enterprise architecture, cybersecurity, regulatory compliance, data protection and operational resilience standards.
• Define data migration, data quality and integration approaches across customer, account, payment and transaction data.
• Identify and manage architectural risks, technical dependencies and technical debt.
• Support the modernisation of Legacy fraud systems and adoption of cloud-based fraud detection, analytics and decisioning capabilities.

Experience & Skills Required

• 7-8+ years' experience in Solution Architecture or Solution Design, ideally within banking, financial services or financial crime technology.
• Proven experience designing solutions within fraud prevention, fraud detection, transaction monitoring or financial crime environments.
• Strong understanding of banking fraud scenarios, including payment fraud, account takeover, identity fraud, scams and suspicious transaction detection.
• Strong application and integration architecture experience across APIs, microservices, MQ, event-driven architecture and file-based integrations.
• Experience designing Real Time transaction monitoring, fraud scoring, risk-based decisioning and automated fraud alert solutions.
• Experience integrating fraud technology with payment platforms, core banking systems, digital banking channels and customer authentication services.
• Ability to design solutions across complex Legacy environments and modern cloud-based platforms.
• Good understanding of fraud-related data, including transaction data, customer behaviour, device intelligence, identity verification and risk indicators.
• Knowledge of fraud investigation processes, alert management and case management workflows.
• Strong understanding of information security, data protection, regulatory requirements and operational resilience.
• Excellent stakeholder engagement skills, with the ability to communicate architectural decisions to technical and non-technical audiences.

Desirable Experience

• Exposure to fraud technology platforms such as Featurespace, Feedzai, NICE Actimize, FICO Falcon, SAS Fraud Management or equivalent.
• Knowledge of payment fraud controls, Strong Customer Authentication (SCA), PSD2 and emerging PSD3 requirements.
• Experience delivering large-scale fraud technology transformation, platform replacement or fraud capability enhancement programmes.
• Experience working with cloud-based fraud analytics, Real Time decisioning engines and modern data platforms.
• Familiarity with architecture governance, design approval processes and service transition within regulated financial services environments.

If you are interested in this role, please apply with your updated CV