Senior Credit Risk Data Analyst

Senior Credit Data Analyst Data Analyst (12 months FTC) Contract Type: Fixed Term Contract | Full Time Location Bradford, Petersfield or London Working Pattern: Hybrid—typically one to two days a week in the office. Flexible arrangements are considered to support work-life balance. A fear of losing your current working flexibility shouldn't hinder you from applying for new opportunities, which is why we aim to match your existing flexible working arrangements where possible.

What We Offer We don't just care about your work, we care about your health, wellbeing and life outside your working hours. That’s why we offer we offer flexibility, empathy, and a wide range of resources to help you navigate life’s ups and downs and feel your best. We encourage you to take ownership of your work-life blend, support others and make time to prioritise your wellbeing, our benefits include:

• Holidays: 25 days of annual leave (rising to 30 with service), and tailor your time off by buying or selling up to 5 extra days. Plus, with our flexible bank holiday policy, you can swap up to 4 days to celebrate what matters most to you—whether that’s skipping Easter or switching up your Christmas plans.
• Pension: We’ll boost your future with up to 10% employer contributions—because your tomorrow matters
• Enhanced Leave: Enhanced maternity (post-probation) and 4 weeks paternity leave to paid neonatal and carers leave – we’ve got your back when it matters most.
• Workations: Why not take your laptop somewhere sunny? Work abroad for up to 20 days a year in approved countries. Yes, really.
• Paid Birthday Leave: Your birthday, your rules—take the day off and celebrate in style!
• Volunteering: 2 paid days a year to volunteer for a cause close to your heart.
• Learning & Development: Access to LinkedIn Learning for all colleagues – because your growth matters.
• Financial Wellbeing: Stay on top of your finances with a free Snoop Premium subscription.
• Healthcare: Take care of your wellbeing with our easy self-pay Denplan scheme for dental care and feel confident knowing you can also choose Private Medical Insurance for extra reassurance when it matters most.

The Role As a Senior Credit Risk Data Analyst , you’ll play a pivotal role in shaping the data landscape that underpins our credit risk strategies. You’ll be responsible for delivering high-quality, insightful management information using tools like SQL, Power BI, and Excel, tailored to the needs of stakeholders across the business. Working closely with IT, Data & Analytics, and Credit Risk teams, you’ll help define and build scalable data infrastructure, support governance efforts, and ensure our data is accurate, accessible, and aligned with regulatory standards. Your expertise will drive responsible lending and business growth, while your collaborative approach will foster strong relationships across Credit, Product, and Technology.

As a Senior Credit Risk Data Analyst, you will:

• Support the business data architects to ensure that Credit Risk data is fit for purpose, optimised for analytical work with new data sources are integrated as required.
• Support the development of reporting systems to monitor the financial risks associated with the business model, in the form of period management and credit committee reports.
• Deliver clear, concise management information (MI) and dashboards using tools such as Power BI and Excel, tailored to stakeholder needs.
• Define and support data infrastructure requirements to enable scalable and reliable reporting and analytics.
• Act as Data Steward delegate for all Credit Risk data as required.
• Support prioritising of Data Governance efforts across Credit Risk, ensuring colleagues are aware of their own responsibilities for data.
• Support the adoption of next generation tools to reduce reporting, analytics and scorecard development time.
• Maintain strong stakeholder relationships across Credit, Product, and Technology teams to ensure alignment and effective delivery.
• Contribute to continuous improvement of processes and workflows, promoting a DevOps culture and adherence to governance frameworks.
• Mentor junior analysts and support cross-functional knowledge sharing to build team capability.

What We’re Looking For Experience working with reporting and analytics tools, ideally Power BI, with the ability to build clear, insightful dashboards and visualisations. Proficient in SQL/SAS for data extraction and manipulation Strong problem-solving skills with the ability to break down complex issues and present solutions clearly to technical and non-technical audiences. Comfortable working independently to manage tasks and priorities, while also contributing positively to team collaboration and shared goals. Familiarity with DevOps principles and agile ways of working, including version control, iterative delivery, and continuous improvement. Offers are subject to satisfactory background checks, including credit, fraud, and employment references.

Who we are At Vanquis, we have a simple purpose: to deliver caring banking so our customers can make the most of life’s opportunities. Established in 1880, we’re now a FTSE All Share company and leading specialist bank. We lend responsibly, providing tailored products and services to over 1.7 million UK customers. We see ourselves as the bank that’s got your back. Vanquis has been named one of the Financial Times UK’s Best Employers 2025, ranking in the top 50 nationwide and seventh in Banking and Financial Services. This recognition is based on independent employee feedback, reflecting our strong workplace culture, career growth opportunities, and commitment to our people.

We are proud signatories of the Armed Forces Covenant and actively support the Armed Forces community, including veterans, reservists, and military families. We take care of our colleagues as well as our customers, we are creating a workplace where everyone feels connected, valued, empowered and rewarded– all guided by our four core values – caring for people, pulling together, finding better ways and getting the right things done.

Rewarding our colleagues goes beyond pay. We’re building a culture where everyone feels valued, motivated, and proud. Alongside competitive salaries, we offer meaningful benefits, annual salary reviews, a discretionary bonus scheme and evolving recognition. We care about your career and ambitions just as much as you do, offering tools, guidance and opportunities to help you grow. Take ownership, stay curious and we’ll match your ambition with unique experiences, hands-on learning and tailored development to support your career journey.

Equal Opportunities Vanquis Bank is an Equal Opportunity Employer. We embrace everyone’s unique strengths and identities. No matter your background, identity, or experience, you are welcome here. We believe diversity enriches our teams and helps us better support our customers. If there’s anything we can do to support you during the recruitment process—whether that’s a different format of the application or additional assistance—please contact us at careers@vanquis.com .