Senior Credit Risk Analyst
Posted 2 weeks ago by British Business Bank
£46,500 Per year
Undetermined
Hybrid
Sheffield, England, United Kingdom
Summary: The Senior Credit Risk Analyst role is focused on delivering critical product reporting requirements for Start Up Loans while developing and automating management information (MI) and reporting. The position involves collaboration with various teams to analyze credit risk and fraud models, ensuring compliance with governance standards. The analyst will also be responsible for data visualization and reporting accuracy, utilizing tools such as SQL and Power BI. This is a full-time, 7-month fixed-term contract based in Sheffield with hybrid working arrangements.
Key Responsibilities:
- Build a detailed understanding of the business through analytics across the Credit life cycle.
- Support the creation and delivery of monitoring for credit risk and fraud models.
- Devise model strategies for credit assessment utilizing statistical model outputs.
- Input to IFRS9 accounting standards, including investigating issues and maintaining data.
- Collect, validate, cleanse, and transform data.
- Gather requirements, analyze data sets, and translate them into data-driven reporting.
- Produce data visualizations via Power BI for key metrics and KPIs.
- Ensure compliance with delivery governance across the wider bank.
Key Skills:
- Experience with querying complex data sets using SQL.
- Experience in designing and developing complex data visualization/reporting with Power BI.
- Sound technical understanding of database design and constructing queries.
- Advanced Excel skills and ability to deliver to strict production schedules.
- Experience handling and validating financial data with precision.
- Good understanding of data visualization best practices.
- Clear, logical, and analytical approach to problem-solving.
- Proven experience of extracting, manipulating, and interpreting complex data.
- Experience using Python, SAS, or VBA is advantageous.
- Prior experience in Credit Analytics/Portfolio Analytics (Cards or Loans preferred).
Salary (Rate): £46,500 yearly
City: Sheffield
Country: United Kingdom
Working Arrangements: hybrid
IR35 Status: undetermined
Seniority Level: undetermined
Industry: Other
Application Deadline: 25 July 2025
Department: Products
Location: Sheffield
Compensation: £35,000 - £46,500 / year
Description
Senior Manager Credit Risk Analyst
Location: Sheffield / London / Hybrid Working (Expectation that you will attend an office 2 days per week)
Contract: 7 Month Fixed Term Contract
Hours: Full time 37.5 hours per week/flexible days and/or hours (Mon-Fri)
Salary: £35,000 - £46,500 Depending on Experience & Location
Please note that any same band and job family internal moves will not present any pay increase
Key Benefits
30 days annual leave plus bank holidays, opportunity to buy and sell up to 5 days holiday
15% employer pension contribution
Flexible working
Cycle to work scheme, healthcare cash plan, Group Income Protection and life assurance
Paid voluntary days, maternity, paternity, adoption, and shared parental leave
Benefits designed to suit your lifestyle - from discounts on retail and dining, to health and wellbeing, travel, and technology...and plenty more
The Role
This role will primarily focus on the delivery of the Start Up Loans critical product reporting requirements, as well as the development and automation of MI and reporting. Working closely with the SUL Collections, Credit, Fraud and Change teams, the Senior Analyst will be responsible for:
- Building a detailed understanding of the business through performing analytics across the Credit life cycle.
- Supporting the creation and delivery of monitoring for credit risk and fraud models.
- Devising model strategies for credit assessment utilising statistical model outputs balancing risk and business targets.
- Input to IFRS9 accounting standards, including investigating issues and maintaining data.
- The collection, validation, cleansing and transformation of data.
- Gathering requirements, identifying/analysing data sets and then translating them into bespoke and compelling data-driven reporting, reporting requests can come from a range of stakeholders and you will have accountability for the accuracy of any MI delivered.
- Ownership and responsibility for producing data visualisations via Power BI, visualisations will often contain key department wide measures, metrics, KPIs which will be used for decision making by numerous stakeholders.
- The Analyst will also ensure compliance with the delivery governance across the wider bank.
Experience
To be considered for this role you must have experience with querying complex data sets using SQL Along with experience of designing and developing complex data visualisation / reporting with PowerBI. You will be able to demonstrate a sound technical understanding of database design, including conceptual, logical and physical data models and constructing queries and data sets under a controlled development methodology. You must have advanced Excel skills and be able to deliver to a strict production schedule whilst monitoring and measuring data quality. You will have experience handling and validating financial data with precision and have a good understanding of data visualisation best practice with evidence of implementation. You will have a clear, logical and analytical approach to problem solving with excellent attention to detail / accuracy focussed You will also have proven experience of extracting, manipulating and interpreting complex data Experience using Python Proficient/SAS/VBA would be an advantage along with prior experience in Credit Analytics / Portfolio Analytics (Cards or Loans preferred).
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