Summary: The Senior Credit Analyst role involves managing credit risk through data-driven insights and recommendations that influence credit policies and strategies. The position requires collaboration with various stakeholders to enhance credit scorecards and decision-making processes. The analyst will utilize advanced analytical tools to identify trends and propose effective changes to existing credit policies. This contract position is based in Glasgow, requiring 2-3 days of on-site work per week.

Key Responsibilities:

• Monitor, maintain and enhance critical credit scorecards and decisioning performance across consumer and business journeys.
• Collaborate with other team leads to identify risks, improve processes, and optimise connections to our network.
• Engage with stakeholders across different business areas to align strategies and achieve company goals.
• Provide valuable feedback on propositions, projects, and services.
• Analyze data using Excel, SAS, Alteryx, and Python to identify trends and opportunities.
• Challenge existing credit policies and propose effective changes.
• Perform regular and ad-hoc tasks, delivering actionable insights to drive positive outcomes.

Key Skills:

• Experience managing and developing credit scorecards (Essential).
• Advanced Excel skills (Macros, Pivots, VLOOKUP, conditional formatting, etc.). VBA knowledge is beneficial.
• Recent experience analysing data using SAS/SQL, Alteryx, or similar tools (within the last 6 months).
• Mathematical or finance-related degree or proven experience at a senior/lead analyst level.

Salary (Rate): undetermined

City: Glasgow

Country: UK

Working Arrangements: hybrid

IR35 Status: undetermined

Seniority Level: Senior

Industry: Finance