We're hiring: SMF16 Compliance Officer (part-time, fixed-term) — InHeritage Marketing Limited (UK-based remote role. Candidates based in London, Kent or the South East are preferred, with occasional travel to office/meeting location as required) Getting a new FCA-authorised firm right, from day one, is not a compliance afterthought. It's the whole job. InHeritage Marketing Limited is preparing an application for FCA authorisation as a non-advised insurance distributor inside InHeritage Group — the trusted team that has helped hundreds of thousands of families plan for what matters, for over 20 years. On authorisation, the Firm will distribute InHeritage Protect, a estate cost protection product, to our existing and future clients. We're looking for an experienced senior compliance professional to be our first SMF16 Compliance Oversight — appointed on and from FCA authorisation, and stepping into a complete SM&CR framework ready to go live. This is the right role for someone who wants to:
Hold a live SMF at a Core SM&CR firm from its authorisation gate
Work directly with the CEO, Board and the proposed SMF17 to shape the second-line surface for year one
Own financial promotions, Consumer Duty, product governance and outsourcing oversight in a single-product, single-channel firm where the perimeter is tight and the work is genuine
Do this at part-time cadence (2–3 days per week), on a 12-month fixed-term contract, with the option to extend You will bring:
7–10 years of insurance distribution compliance experience
Current or recent SMF16 / CF10 approval (essential)
Strong Consumer Duty, ICOBS, IDD and financial-promotion instincts
The judgement to know when to escalate and when to solve Salary: £80,000–£110,000 FTE (£32,000–£66,000 at 16–24 hrs/week). Start date subject to FCA authorisation of the Firm and Form A approval — anticipated Q4 2026 / Q1 2027. Ready to help us build an FCA authorised insurance distributor? Apply now with your CV. A detailed job spec. will be made available to successful first round applicants. Prepare today. Protect tomorrow.