Product Manager - BNPL, payments, Consumer Lending, Fintech
Posted 1 day ago by WB Solutions LLC
Negotiable
Undetermined
Remote
Remote
Summary: The Product Manager role focuses on developing and managing Buy Now Pay Later (BNPL) products within the consumer finance sector. The position requires collaboration with engineering, design, and data teams to enhance product features while ensuring compliance with regulations. The ideal candidate will have extensive experience in payments or consumer lending, particularly in fintech environments. Key responsibilities include defining product strategy, conducting market research, and optimizing customer experiences.
Key Responsibilities:
- Product Strategy & Roadmap
- Define and evolve BNPL product vision aligned with business objectives.
- Conduct market research and competitive analysis to identify trends and opportunities.
- Product Development
- Collaborate with engineering, design, and data teams to deliver BNPL features.
- Draft user stories, prioritize backlog, and ensure timely delivery of product milestones.
- Risk & Compliance
- Ensure adherence to consumer credit regulations and data privacy laws.
- Partner with risk teams on credit underwriting, fraud prevention, and collections strategies.
- Merchant & Customer Experience
- Optimize checkout flows and merchant integration processes.
- Drive initiatives to improve customer acquisition, retention, and repayment experience.
- Stakeholder Management
- Act as the BNPL product evangelist across internal teams and external partners.
- Provide subject matter expertise during client discussions and partnership negotiations.
Key Skills:
- 5+ years in BNPL, payments, or consumer lending products.
- Prior roles at BNPL providers (e.g., Affirm, Klarna, Afterpay) or fintech firms.
- Strong understanding of instalment lending mechanics and merchant discount models.
- Familiarity with API-based payment integrations and e-commerce platforms.
- Knowledge of regulatory frameworks (CFPB, GDPR, PCI-DSS).
- Tools: Agile methodologies, Jira, Confluence, API documentation.
Salary (Rate): undetermined
City: undetermined
Country: undetermined
Working Arrangements: remote
IR35 Status: undetermined
Seniority Level: undetermined
Industry: Other
Exposure to product development or product management roles in consumer finance, instalment lending, or credit products.
Familiarity with merchant integration models, checkout flows, and API-based payment solutions.
Role: Product Manager
Must have skills: Agile/Scrum, API, Agile methodologies, Jira
Key Responsibilities
- Product Strategy & Roadmap
- Define and evolve BNPL product vision aligned with business objectives.
- Conduct market research and competitive analysis to identify trends and opportunities.
- Product Development
- Collaborate with engineering, design, and data teams to deliver BNPL features.
- Draft user stories, prioritize backlog, and ensure timely delivery of product milestones.
- Risk & Compliance
- Ensure adherence to consumer credit regulations and data privacy laws.
- Partner with risk teams on credit underwriting, fraud prevention, and collections strategies.
- Merchant & Customer Experience
- Optimize checkout flows and merchant integration processes.
- Drive initiatives to improve customer acquisition, retention, and repayment experience.
- Stakeholder Management
- Act as the BNPL product evangelist across internal teams and external partners.
- Provide subject matter expertise during client discussions and partnership negotiations.
Required Qualifications
- Experience: 5+ years in BNPL, payments, or consumer lending products.
- Background: Prior roles at BNPL providers (e.g., Affirm, Klarna, Afterpay) or fintech firms.
Skills:
- Strong understanding of instalment lending mechanics and merchant discount models.
- Familiarity with API-based payment integrations and e-commerce platforms.
- Knowledge of regulatory frameworks (CFPB, GDPR, PCI-DSS).
- Tools: Agile methodologies, Jira, Confluence, API documentation.