Mortgage Compliance Reviewer (Contractor)
Posted 1 day ago by Curvestone AI
£450 Per day
Undetermined
Remote
United Kingdom
Summary: The role of Mortgage Compliance Reviewer at Curvestone involves executing UAT test scripts for AI-driven mortgage compliance workflows, ensuring adherence to regulatory standards. This ongoing contractor position requires a senior mortgage compliance practitioner to provide expert review and documentation of findings. The engagement is flexible, with a baseline of 2 to 3 days per week, and the potential for growth in responsibilities as the relationship matures. The position is fully remote, with occasional in-person meetings as needed.
Key Responsibilities:
- Execute UAT test scripts against active workflows.
- Judge AI outputs for compliance with suitability, MCOB, Consumer Duty, and regulatory standards.
- Document defects clearly for engineering teams to address.
- Re-execute scripts post-bug fixes and flag edge cases not covered by scripts.
- Work across multiple workflows throughout the year, including Pre-Check, Full Mortgage File, Protection Check, and Offer Check.
- Contribute to test script design and curate datasets for accuracy benchmarking.
- Review AI output on live cases as a quality check.
Key Skills:
- Minimum 2 years in mortgage compliance, T&C, file review, or 1st line compliance within an FCA-regulated environment.
- Strong knowledge of FCA rules, MCOB, Consumer Duty, and TCF principles.
- Experience reviewing full advice files for suitability and compliance.
- Ability to document findings clearly and reproducibly.
- Self-directed with the ability to work independently through scripts.
- Interest in collaborating with AI technologies.
- CeMAP qualification and familiarity with Salesforce or similar platforms are advantageous.
Salary (Rate): £450 daily
City: undetermined
Country: United Kingdom
Working Arrangements: remote
IR35 Status: undetermined
Seniority Level: undetermined
Industry: Other
Engagement: Day-rate contractor, ongoing rolling engagement
Pattern: 2 to 3 days per week baseline. Flex up to 4 to 5 days during workflow go-lives if you have capacity and want the work.
Term: Initial 3-month engagement, intent to extend. No fixed end date.
Location: UK, fully remote. Occasional in-person at Curvestone or client site if useful.
Indicative rate: £350 to £450 per day depending on experience. Long-term partnership terms negotiable.
Reports to: Head of Solution Engineering, Curvestone
Start: ASAP
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Why this role exists
Curvestone builds AI agents that check mortgage cases for compliance: suitability, sourcing rationale, client needs analysis, shopping list accuracy, regulatory wording, protection suitability, and offer reconciliation. We're rolling out four workflows across multiple lender and broker clients through 2026 and beyond. Every workflow goes through a structured UAT pass before it goes live, then continues through regression cycles as we change the underlying agents and as new client variants come online. We need a senior mortgage compliance practitioner as a standing expert reviewer. Not a one-off contractor for a single launch. Someone who learns our products, knows our standards, and becomes the trusted human judgement layer behind our AI.
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What you'll do
Core, every week:
- Execute UAT test scripts against whichever workflow is in active testing
- Judge whether the AI got the right answer on suitability, MCOB, Consumer Duty, shopping list accuracy, protection suitability, and regulatory wording
- Document defects clearly so engineering can reproduce and fix
- Re-execute scripts after bug fixes
- Flag edge cases the scripts don't cover that a real reviewer would catch
Across the year, you'll work across all four workflows:
- Pre-Check (live, ongoing regression and edge case work)
- Full Mortgage File (E2E UAT in progress now)
- Protection Check (UAT later in the year)
- Offer Check (UAT after that)
As the relationship matures, the role can grow into:
- Contributing to test script design, not just execution
- Curating golden case datasets that drive accuracy benchmarking
- Helping define what "good" looks like for new workflows we haven't built yet
- Reviewing AI output on live cases in our Live tier as a quality check
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What you need
- Min 2 years in mortgage compliance, T&C, file review, or 1st line compliance within an FCA-regulated mortgage broker or lender
- Strong working knowledge of FCA rules, MCOB, Consumer Duty, and TCF principles
- Comfortable reviewing full advice files for suitability and process compliance
- Confident documenting findings in writing: clear, specific, reproducible
- Self-directed. Able to work through a script list at pace without close supervision
- Interested in working alongside AI, not threatened by it
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Nice to have
- CeMAP qualified
- CeRER for protection cases
- Prior UAT or platform rollout experience inside a broker or lender
- Familiarity with Salesforce, OMS, or Finova broker journeys
- Any exposure to AI or automation in compliance workflows
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How we'll work
- Daily Slack contact, weekly 30-min standup with the solution engineering team
- Test scripts and case files in a shared workspace
- Defects logged in our issue tracker
- You'll have a Curvestone peer on the workflow you're testing
- Regular check-ins on how to make the engagement work for both sides as it evolves
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To apply
Send your CV and fill out the short application form by adding a note covering your most recent file-review or UAT experience, plus what an ongoing 2-3 day per week pattern would look like for you.
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Diversity & Inclusion
At Curvestone AI we don’t just accept differences, we celebrate it, we support it, and we thrive on it for the benefit of our employees, our clients and our services. We are an equal opportunity employer and all qualified applicants will receive equal consideration for employment without regard to age, ancestry, colour, family or medical care leave, gender identity or expression, marital status, national origin, physical or mental disability, race, religion, sexual orientation, or any other characteristic protected by applicable laws, regulations and ordinances. We also consider qualified applicants regardless of criminal histories, consistent with legal requirements. If you need assistance and/or reasonable adjustments due to a disability during the application or interview process please let us know and we will be pleased to assist.