Junior Mortgage Auditor (Independent Contractor) PC.2025
Posted 1 day ago by 1749894400
Negotiable
Outside
Remote
Remote
Summary: This role as a Junior Mortgage Auditor involves conducting detailed reviews of loan files to ensure compliance with agency or investor guidelines. The position requires collaboration with various lenders and the ability to identify discrepancies in loan documentation. The job is classified as a 1099 Independent Contractor, emphasizing the need for strong analytical and communication skills. A minimum of two years of mortgage processing experience is required for this position.
Key Responsibilities:
- Performs a thorough review of the loan file, identifying any discrepancies in the loan documentation, and accurately flags discrepancies in a client-ready format.
- Analyzes all income types including; self-employed, personal, and business tax returns.
- Accurately completes audit checklists by answering all questions completely.
- Maintains current knowledge regarding underwriting, processes, and regulatory and agency guidelines as they relate to the quality control audit function.
Key Skills:
- Possess exemplary customer service with strong written and verbal communication skills
- Knowledge of guidelines for FNMA, FHLMC, FHA, VA, and USDA
- Ability to work both in a team-oriented environment as well as an individually
- Detail-oriented, with strong organizational, auditing, and analytical skills
- Demonstrate ability to independently problem-solve with minimal supervision
- Must have a minimum of 2+ years mortgage processing experience
Salary (Rate): undetermined
City: undetermined
Country: undetermined
Working Arrangements: remote
IR35 Status: outside IR35
Seniority Level: undetermined
Industry: Other
This mortgage auditing position requires the ability to provide a detailed review of loans to validate the accuracy the provided information to ensure compliance with agency or investor guidelines. This requires reviewing multiple files containing loan documents (which contain numerous loan details) while working with a variety of lenders to ensure a loan is fully prepared for purchase by the end investor.
Note: This job is classified as a 1099 Independent Contractor
Responsibilities:
- Performs a thorough review of the loan file, identifying any discrepancies in the loan documentation, and accurately flags discrepancies in a client-ready format.
- Analyzes all income types including; self-employed, personal, and business tax returns.
- Accurately completes audit checklists by answering all questions completely.
- Maintains current knowledge regarding underwriting, processes, and regulatory and agency guidelines as they relate to the quality control audit function.
- Possess exemplary customer service with strong written and verbal communication skills
- Knowledge of guidelines for FNMA, FHLMC, FHA, VA, and USDA
- Ability to work both in a team-oriented environment as well as an individually
- Detail-oriented, with strong organizational, auditing, and analytical skills
- Demonstrate ability to independently problem-solve with minimal supervision
- Must have a minimum of 2+ years mortgage processing experience
Employment is contingent upon completing and passing a background check and drug test. MetaSource is an equal opportunity employer.