Junior Mortgage Auditor (Independent Contractor) PC.2025

Summary: This role as a Junior Mortgage Auditor involves conducting detailed reviews of loan files to ensure compliance with agency or investor guidelines. The position requires strong analytical skills to identify discrepancies in loan documentation while collaborating with various lenders. The auditor must maintain up-to-date knowledge of underwriting processes and regulatory guidelines. This is an independent contractor position classified as outside IR35.

Key Responsibilities:

• Performs a thorough review of the loan file, identifying any discrepancies in the loan documentation, and accurately flags discrepancies in a client-ready format.
• Analyzes all income types including; self-employed, personal, and business tax returns.
• Accurately completes audit checklists by answering all questions completely.
• Maintains current knowledge regarding underwriting, processes, and regulatory and agency guidelines as they relate to the quality control audit function.

Key Skills:

• Exemplary customer service with strong written and verbal communication skills.
• Knowledge of guidelines for FNMA, FHLMC, FHA, VA, and USDA.
• Ability to work both in a team-oriented environment as well as individually.
• Detail-oriented, with strong organizational, auditing, and analytical skills.
• Demonstrate ability to independently problem-solve with minimal supervision.
• Minimum of 2+ years mortgage processing experience.

Salary (Rate): undetermined

City: undetermined

Country: undetermined

Working Arrangements: remote

IR35 Status: outside IR35

Seniority Level: undetermined

Industry: Other