Deputy Head of Compliance & MLRO (Work from anywhere)

Introduction: Are you an ambitious compliance officer that's interested in working in a fast-paced FinTech/SaaS startup? Are you looking to work directly with an experienced founding team building a game changing product? If yes, read on, this is a role for you. Atoa allows UK consumers to pay businesses using their Bank App. Backed by leading international investors, we are bringing the fight to the two leading card schemes and offering millions of UK SMEs faster and more affordable payments. We're looking for a knowledgeable and delivery focused Compliance Officer to join our growing UK team. You'll receive most details on our firm after applying.

Who you are: You have previously worked in a Compliance role at a FinTech or in a Payments firm You have a background in AML, Compliance, Risk Management and PSD2 Self starter/entrepreneurial mindset Start-up mentality with a love for seeing the bigger picture A hands on mentality and approach to problem solving and execution

What you’ll be doing:

• Support the MLRO in their responsibilities for a fast-growing fintech payments business.
• Participate with senior management to establish strategic plans and objectives.
• Translate business strategy into functional compliance plans and guide through to execution.
• Interact with senior management, executives, and/or major customers which frequently involves negotiating matters of significance to the organization.
• Reconcile multiple stakeholder views to drive business results.
• Act as escalation and decision point for Financial Crime and Fraud matters.
• Be responsible (directly or through delegation) for SAR decisions.
• Ensure all regulatory reporting related to AML/Financial Crime is completed in an accurate and timely manner.
• Ensure AML risks are appropriately documented and reported to senior leadership.
• Provide advice and guidance on policies, new product and expansion initiatives.
• Execute oversight on all outsourced Financial Crime Compliance activities.
• Direct and oversee the monitoring and testing key AML controls.
• Track and direct implement regulatory change.
• Manage and support internal / external audits and regulatory inspections.
• Over time, you’ll grow in your role to manage a team of AML CFT Compliance professionals focused on UK customers.

Requirements: A degree in Law, Finance, Business Administration, or a related field, Professional certification in AML, compliance, risk management, or a related area is highly desirable, A minimum of 4 years of experience in second line of defense, with a focus on AML, Payments, Outsourcing, and vendor management in a licensed entity in the UK, Understanding of both European payments legislation (e.g. PSD2) and UK FCA rules and guidance, Strong analytical, organisational, and project management skills, Excellent interpersonal and communication skills, capable of effectively engaging with all levels of the organization and external partners, Independent worker, adept at managing multiple priorities and adapting to changing requirements Fully remote possible

Application Process: Apply on LinkedIn Initial Interview (30-mins) Second Interview including case study (45-mins) Third Interview - Culture fit (30 mins) Job Offer (after successful case study completion)

Package: Basic salary of £60,000 p/a Highly flexible role (work from anywhere in the UK, flexible work hours) Employee Share Option Scheme Significant opportunities for career progression Unique opportunity to work in an exciting early-stage rapid-growth startup Flexible working, remote options available

About Us: Atoa reduce payment fees by half and pay businesses instantly. We leverage open banking technology to help businesses tackle their payment problems and transform how they get paid. We're FCA authorised, trusted by thousands of UK businesses and rated "Excellent" on Trustpilot. You can learn more by visiting www.paywithatoa.co.uk.