Summary: The Deputy Director of Credit Risk & Portfolio Management will lead a team focused on managing a portfolio of high-risk SME loans, with responsibilities including credit and investment decisions. This role requires substantial experience in SME lending and a proven track record in leadership and team management. The position is remote with occasional site visits and is classified as inside IR35. The engagement is initially for six months, with a competitive daily rate.

Key Responsibilities:

• Lead a team of 10 credit and investment specialists and 8 debt portfolio management experts to build and manage a portfolio of high risk, SME loans with mezzanine / structured finance features and controls.
• Operate a personal delegation for credit, investment and arrears, default and recovery decisions, and any devolved delegation as required.
• Support the Heads of Function for Credit and Portfolio, as direct reports, to systematise and codify precedent in approach to responsible lending and debt management.
• Work as part of the senior leadership team of Finance directorate delivering within a product-oriented, customer-insight driven organisation.
• Engage across the Products and Services function, as part of the senior management team, and across the 3 Domains and the wider organisation.

Key Skills:

• Qualified or demonstrating substantial equivalent experience in SME lending and/or investment decisions, in a fund, banking or alternative finance environment.
• Experience in originating and maintaining a portfolio of SME loan assets as a (stretched-) senior and/or mezzanine/structured finance lender.
• Experience in a leadership capacity.
• Proven track record in building, maintaining and leading a high performing team across several technical disciplines through consensus-building, empowerment and coaching.
• Experience of working with senior government stakeholders, developing and implementing policy initiatives in the context of Subsidy Control regulation and Managing Public Money contexts.
• Experience in launching new financial products in the public/private sectors at scale, analysing and determining customer requirements and developing appropriate risk and finance strategies.

Salary (Rate): £900

City: undetermined

Country: undetermined

Working Arrangements: remote

IR35 Status: inside IR35

Seniority Level: undetermined

Industry: Finance