Business Analyst - Payment Authorization (Spanish Required)

Business Analyst - Payment Authorization (Spanish Required)

Posted Today by 1761819250

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Negotiable
Outside
Remote
USA
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Agile Methodology Application Programming Interface (API) Authorisation (Computing) Data Validation ISO 8583 Standard JIRA Key Performance Indicators (KPIs) Stakeholder Management Verification And Validation Workflows

Summary: The Business Analyst for Payment Authorization will focus on optimizing payment workflows across various channels, requiring Spanish proficiency. This role involves collaboration with stakeholders to enhance approval rates and ensure compliance with regulatory standards. The analyst will document requirements, define authorization rules, and support testing processes while monitoring key performance indicators.

Key Responsibilities:

  • Analyze and document business/functional requirements.
  • Define authorization rules (approvals, declines, reversals, stand-in).
  • Create BRDs, FRDs, user stories, and process flows.
  • Liaise across business, tech, fraud, risk, compliance, and ops teams.
  • Coordinate with processors, acquirers, issuers, and networks.
  • Support UAT/SIT/regression testing and data validation.
  • Ensure regulatory compliance (PCI DSS, PSD2/SCA, AML/KYC).
  • Monitor KPIs and recommend improvements.
  • Drive enhancements in routing, retry logic, and fallback handling.

Key Skills:

  • Deep understanding of payment workflows (card-present/not-present, RTP, ACH, wallets).
  • Familiarity with ISO 8583, ISO 20022, REST/SOAP APIs.
  • Experience with Agile, JIRA, and traceability.

Salary (Rate): undetermined

City: undetermined

Country: USA

Working Arrangements: remote

IR35 Status: outside IR35

Seniority Level: undetermined

Industry: IT

Detailed Description From Employer:

Role and Responsibilities

  • Spanish proficiency.
  • Join our Payments team to optimize payment authorization workflows across card, ACH, RTP, and digital channels.
  • Collaborate with stakeholders and partners to enhance approval rates, reduce fraud, and ensure compliance.

Key Responsibilities

  • Analyze and document business/functional requirements.
  • Define authorization rules (approvals, declines, reversals, stand-in).
  • Create BRDs, FRDs, user stories, and process flows.
  • Liaise across business, tech, fraud, risk, compliance, and ops teams.
  • Coordinate with processors, acquirers, issuers, and networks.
  • Support UAT/SIT/regression testing and data validation.
  • Ensure regulatory compliance (PCI DSS, PSD2/SCA, AML/KYC).
  • Monitor KPIs and recommend improvements.
  • Drive enhancements in routing, retry logic, and fallback handling.

Required Skills

  • Deep understanding of payment workflows (card-present/not-present, RTP, ACH, wallets).
  • Familiarity with ISO 8583, ISO 20022, REST/SOAP APIs.
  • Experience with Agile, JIRA, and traceability.
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