ACI MTS QA Test Lead, Charlotte, NC or Remote

Role Overview

ACI Money Transfer System (MTS) is a global payment processing solution that enables advanced payment management, execution, and financial messaging. It supports high-value and low-value payments, enterprise payment processing, and internal and external global messaging for financial institutions.

The MTS QA Test Lead will be responsible for leading end-to-end quality assurance activities for ACI MTS implementations, upgrades, and integrations. The role requires strong expertise in payment systems, SWIFT MT/MX and ISO 20022 message validation, test strategy definition, test execution governance, defect management, and stakeholder reporting.

Key Responsibilities

• Lead and manage QA and testing activities for ACI MTS projects, including implementation, migration, enhancement, and upgrade initiatives.
• Define and own the overall QA strategy, test approach, test plans, test data strategy, and execution governance for MTS engagements.
• Validate payment message formats and flows, including SWIFT MT, SWIFT MX, ISO 20022, pacs, camt, CHIPS, and Fedwire messages.
• Prepare detailed test scenarios and test cases for MTS components implemented for new Direct Members (DM) and Clearing and Settlement Mechanisms (CSM).
• Perform end-to-end functional, integration, regression, system, and user acceptance testing across payment processing workflows.
• Support MTS test environment readiness, including test data loading, configuration of remote records, test lines, and scenario-specific setup activities.
• Coordinate defect triage, retesting, validation of fixes, and closure activities in collaboration with development and business teams.
• Track and report test progress, quality metrics, risks, issues, and overall testing status to project stakeholders and leadership teams.
• Use test management and defect tracking tools such as JIRA or equivalent platforms to manage test execution and defect lifecycle.
• Drive quality ownership, ensure adherence to testing best practices, and contribute to continuous improvement across QA delivery.

Required Skills and Experience

• Strong hands-on knowledge of ACI Money Transfer System (MTS) and payment processing applications.
• In-depth understanding of payment message flows, clearing and settlement processes, and financial messaging standards.
• Experience with SWIFT MT/MX, ISO 20022, CHIPS, Fedwire, pacs, and camt message formats.
• Strong experience in QA lifecycle activities, including test planning, test design, execution, defect management, and reporting.
• Ability to lead test teams, coordinate with cross-functional stakeholders, and manage testing deliverables in a structured manner.
• Experience with test management and defect tracking tools such as JIRA.
• Good understanding of release management practices and tools such as Git or equivalent is preferred.
• Strong analytical, communication, ownership, and stakeholder management skills.

Experience, Qualification, and Location

• Experience: 10+ years of relevant experience in QA/testing, preferably within banking, payments, or financial technology domains.
• Primary Skills: ACI MTS, payment testing, SWIFT MT/MX, ISO 20022, test strategy, test execution, and defect management.
• Qualification: B.E. / B.Tech or equivalent qualification.