Product Owner

Overview

We are seeking an experienced Product Owner with a strong background in Commercial Lending to join a major banking transformation programme.

This role is ideal for a Product Owner who combines strong product management expertise with in-depth knowledge of lending products and Agile delivery.

You will work closely with business stakeholders, technology teams, and delivery squads to define product vision, prioritise initiatives, and deliver high-value capabilities across the Commercial Lending landscape.

Key Responsibilities

• Define and communicate the product vision and roadmap for Commercial Lending.
• Own and prioritise the product backlog, ensuring delivery of maximum business value.
• Create and refine user stories, acceptance criteria, and business requirements.
• Work closely with business stakeholders, engineering, architecture, risk, and compliance teams.
• Lead backlog refinement, sprint planning, and product review sessions.
• Balance customer needs, business priorities, technical debt, and regulatory requirements.
• Monitor product performance and support continuous improvement.
• Ensure successful delivery, business readiness, and adoption of new product capabilities.
• Manage product risks, dependencies, and governance throughout the delivery lifecycle.

Required Experience

• Proven experience as a Product Owner or Product Manager within Banking or Financial Services.
• Strong knowledge of Commercial Lending products and end-to-end lending processes.
• Experience working in Agile/Scrum delivery environments.
• Demonstrable experience managing and prioritising product backlogs.
• Ability to translate business requirements into clear user stories and acceptance criteria.
• Excellent stakeholder management and communication skills.
• Strong analytical and problem-solving abilities.

Desirable Skills

• Experience with Lending Origination or Lending Servicing platforms.
• Knowledge of Credit Risk, Regulatory Compliance, and Operational Risk.
• SAFe Product Owner/Product Manager certification.
• Experience delivering large-scale transformation programmes.
• Understanding of digital customer journeys and customer-centric product design