Summary: The Lead Credit Risk Analyst will play a pivotal role in managing credit risk within a dynamic company, focusing on enhancing credit scorecards and decision-making processes. This position requires collaboration with various stakeholders to align strategies and improve overall financial health while ensuring a positive customer experience. The analyst will utilize data-driven insights to influence credit policies and strategies effectively. The role involves a hybrid working arrangement, requiring 2-3 days on-site.

Key Responsibilities:

• Monitor, maintain and enhance critical credit scorecards and decisioning performance across consumer and business journeys.
• Collaborate with other team leads to identify risks, improve processes, and optimise connections to our network.
• Engage with stakeholders across different business areas to align strategies and achieve company goals.
• Provide valuable feedback on propositions, projects, and services.
• Analyse data using Excel, SAS, Alteryx, and Python to identify trends and opportunities.
• Challenge existing credit policies and propose effective changes.
• Perform regular and ad-hoc tasks, delivering actionable insights to drive positive outcomes.

Key Skills:

• Experience managing and developing credit scorecards (Essential).
• Advanced Excel skills (Macros, Pivots, VLOOKUP, conditional formatting, etc.). VBA knowledge is beneficial.
• Recent experience analysing data using SAS/SQL, Alteryx, or similar tools (within the last 6 months).
• Mathematical or finance-related degree or proven experience at a senior/lead analyst level.

Salary (Rate): £450

City: Glasgow

Country: UK

Working Arrangements: hybrid

IR35 Status: inside IR35

Seniority Level: Senior

Industry: Finance