Internal Audit SME – Wholesale Problem Loan Management

Contract Job Title: Internal Audit SME – Wholesale Problem Loan Management

Contract Location: London (Hybrid)

Contract Duration: 50 days (approximately) between March – May

Contract Classification: Inside IR35

Role Overview

This is an exciting opportunity to support a Tier 1 global banking client on an engagement focused on Wholesale Problem Loan Management. The role requires a senior-level SME with deep experience in wholesale credit risk and problem loan management, combined with a strong Internal Audit / assurance mindset, to support the audit of the HBUK Wholesale Problem Loan Management function. The engagement will focus on reviewing the effectiveness of the bank’s approach to monitoring problem loan assets, managing customers in financial distress, and conducting detailed credit file reviews. The successful candidate will work closely with the Internal Audit team, providing subject matter expertise, challenge, and insight across wholesale problem loan management practices. This role is suited to a Senior Manager or Director-equivalent professional with hands-on experience across wholesale credit, restructuring, or corporate problem loan management, and prior exposure to Internal Audit, risk oversight, or assurance-led reviews.

• Key Responsibilities
• Act as a subject matter expert supporting the Internal Audit review of Wholesale Problem Loan Management
• Review and assess monitoring of wholesale problem loan assets and credit deterioration
• Evaluate the management of customers in financial distress, including restructuring and remediation approaches
• Perform detailed credit file reviews, assessing quality, completeness, and adherence to policy
• Provide challenge and insight into problem loan governance, controls, and risk management frameworks
• Support audit planning, fieldwork, findings, and reporting
• Engage with senior stakeholders across credit risk, restructuring, and audit teams
• Contribute to clear, evidence-based audit outputs and recommendations

Required Skills & Experience

• Strong Internal Audit SME with extensive experience in Wholesale Credit Risk and Problem Loans Management or Restructuring or Corporate Problem Loan Management
• Senior Manager or Director-equivalent experience level
• Deep experience in monitoring of problem loan assets, management of customers in financial distress and credit file reviews.
• Strong analytical and review skills with high attention to detail
• Financial services / banking experience is essential

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