Head of FP&A | Fintech | Growth Stage | £650/day (Outside IR35)
Posted Today by Zanda
£120,000 Per year
Outside
Undetermined
London Area, United Kingdom
Summary: The Head of FP&A role at a fast-growing UK fintech involves leading financial modelling, performance reporting, and analysis to support the company's growth in lending. This position requires a hands-on approach, with responsibilities including ownership of the financial model and acting as a commercial partner to the leadership team. The ideal candidate will possess significant FP&A experience, exceptional modelling skills, and the ability to communicate insights effectively. This role offers autonomy in shaping financial understanding within the business.
Key Responsibilities:
- Own the group financial model and monthly actuals versus budget.
- Conduct variance analysis and gross margin reporting across the loan book.
- Prepare a rolling 13-week cash flow forecast and annual budgeting.
- Perform scenario and sensitivity analysis.
- Deliver board and investor-ready KPI reporting.
- Act as a commercial partner to the leadership team, pressure-testing assumptions.
Key Skills:
- Significant FP&A or commercial finance experience.
- Exceptional modelling skills built from scratch.
- Experience in lending, fintech, or financial services.
- Strong grasp of unit economics and advanced Excel skills.
- Ability to communicate financial insights to non-finance audiences.
- Accounting qualification is useful but not essential.
- Experience with lender or debt facility reporting and FP&A or BI tooling is a bonus.
Salary (Rate): £650/day
City: London
Country: United Kingdom
Working Arrangements: undetermined
IR35 Status: outside IR35
Seniority Level: undetermined
Industry: Finance
Zanda is an executive search partner working exclusively with ambitious, founder-led businesses as they look to scale with the right talent. We partner with founders, CEOs and leadership teams to deliver senior appointments that make a genuine difference. A fast-growing UK fintech on a mission to make credit fairer and more accessible. The business builds digital lending products and finance sits at the centre of how it measures and scales.
This is a hands-on Head of FP&A role reporting to the CFO, owning the financial modelling, unit economics, and performance reporting that steer the business as it grows its lending book. You will be the analytical engine room of the finance team, turning loan book data, originations, and cost base into a clear, forward-looking picture of performance and trajectory. The role suits someone equally comfortable building a model from first principles and presenting the story behind the numbers to the Board and investors. You will have real ownership and the autonomy to shape how the business measures and understands itself.
What you will own:
- The group financial model, monthly actuals versus budget, variance analysis, gross margin reporting across the loan book (yield, cost of funds, losses), a rolling 13-week cash flow forecast, annual budgeting and reforecasting, scenario and sensitivity analysis, and board and investor-ready KPI reporting.
- You will also act as a commercial partner to the leadership team, pressure-testing assumptions and bringing rigour to key decisions.
What we are looking for:
- Significant FP&A or commercial finance experience with end-to-end ownership of a financial model and performance reporting cycle.
- Exceptional modelling skills built from scratch, not inherited.
- Experience in lending, fintech, or financial services with working knowledge of loan book mechanics.
- Strong grasp of unit economics, advanced Excel, and the ability to communicate financial insight clearly to non-finance audiences.
- An accounting qualification is useful but not essential.
- Experience with lender or debt facility reporting and FP&A or BI tooling would be a bonus.