Summary: The Deputy Director of Credit Risk & Portfolio Management will lead a team focused on managing high-risk SME loans, ensuring adherence to responsible lending practices and effective debt management. This role involves significant collaboration with senior leadership and government stakeholders, providing technical expertise in credit and portfolio management. The position requires a strategic mindset to balance innovation objectives with risk management while contributing to the growth of the organization. The role is based in Swindon, UK, with some flexibility for remote work and travel.

Key Responsibilities:

• Lead a team of credit and investment specialists to manage a portfolio of high-risk SME loans.
• Make credit, investment, and recovery decisions within personal delegation.
• Support the Heads of Function for Credit and Portfolio in systematizing responsible lending practices.
• Act as a technical expert in credit and portfolio management for the organization and external stakeholders.
• Engage with senior leadership and contribute to organizational growth and development.
• Build relationships with senior stakeholders, including government and public entities.
• Provide thought leadership and representation in public forums.
• Attend Credit Committee meetings as an executive member to provide insights for decision-making.

Key Skills:

• Qualified or equivalent experience in SME lending and investment decisions.
• Degree or professional qualification in a relevant discipline.
• Experience in managing a portfolio of SME loan assets.
• Leadership experience with a proven track record in team building.
• Ability to balance risk and reward in portfolio management.
• Experience working with senior government stakeholders and policy initiatives.
• Experience in launching financial products and developing risk strategies.
• Understanding of fair value accounting and credit processes.

Salary (Rate): undetermined

City: Swindon

Country: United Kingdom

Working Arrangements: hybrid

IR35 Status: undetermined

Seniority Level: undetermined

Industry: Other