Summary: The Deputy Director of Credit Risk & Portfolio Management will lead a team within a Government Organisation, focusing on the management of high-risk SME loans and ensuring adherence to lending policies. This role involves significant leadership responsibilities, including decision-making on credit and investment matters, and collaboration with senior management to drive organizational growth. The position is initially a 6-month contract with hybrid working arrangements and requires a strong background in SME lending and investment. The role is classified as inside IR35.

Key Responsibilities:

• Lead a team of 10 credit and investment specialists and 8 debt portfolio management experts to build and manage a portfolio of high-risk SME loans with mezzanine/structured finance features and controls
• Operate a personal delegation for credit, investment and arrears, default and recovery decisions, and any devolved delegation as required
• Engage across the Products and Services function, as part of the senior management team, and across Domains and the wider organisation, contributing to the growth and development of the organisation
• Attend Credit Committee as an executive member, offering professional opinion and insight to reach decisions alongside executive and independent members

Key Skills:

• Qualified or demonstrating substantial equivalent experience in SME lending and/or investment decisions, in a fund, banking or alternative finance environment
• Degree qualified or holding a professional qualification in a relevant discipline
• Experience in originating and maintaining a portfolio of SME loan assets as a senior and/or mezzanine/structured finance lender
• Experience in a leadership capacity
• Proven track record in building, maintaining and leading a high performing team across several technical disciplines through consensus-building, empowerment and coaching
• Experience of working with senior government stakeholders, developing and implementing policy initiatives in the context of Subsidy Control regulation and Managing Public Money contexts
• Experience in launching new financial products in the public/private sectors at scale, analysing and determining customer requirements and developing appropriate risk and finance strategies
• Evidence of having helped UK SMEs grow through new products and/or markets

Salary (Rate): 900

City: Swindon

Country: UK

Working Arrangements: hybrid

IR35 Status: inside IR35

Seniority Level: Senior

Industry: Finance