Credit Risk Specialist

iMultiply are delighted to be working with a fast-growing, technology-led organisation operating across the UK and Europe to recruit a full-time Credit Risk Specialist on a permanent basis. This is a fantastic opportunity for an analytical and commercially minded individual to join a dynamic and forward-thinking business during an exciting period of expansion.

The Role

This role plays a pivotal part in strengthening the organisation’s credit risk framework and ensuring effective debt management across multiple markets and revenue streams. Working closely with colleagues in Finance, Commercial, Product, and Data, the successful candidate will help to optimise working capital, protect revenue, and support sustainable growth.

As the Credit Risk Specialist, you will be involved in but not restricted to the following duties:

• Credit Risk & Strategy
• Build a detailed understanding of diverse revenue streams and billing structures, tailoring credit risk processes accordingly
• Partner with internal teams to align credit practices with wider business objectives
• Assess and monitor creditworthiness across both new and established partners
• Develop and maintain credit risk dashboards and exposure reporting
• Identify emerging risks and recommend proactive mitigation strategies
• Contribute to scalable and commercially aligned credit policies
• Debt Management & Operational Excellence
• Manage B2B and B2C accounts across multiple currencies, ensuring timely billing and cash collection
• Lead aged debt reporting, reconciliations, and exposure analysis
• Manage complex or high-value accounts with a solutions-focused approach
• Drive automation and workflow improvements as part of finance transformation initiatives
• Balance strong financial control with excellent customer experience
• Collaboration & Continuous Improvement
• Work cross-functionally to strengthen the end-to-end revenue-to-cash process
• Provide risk-aware input into contract and pricing discussions
• Support improvements in billing and revenue processes for scalability and transparency
• Contribute to a culture of continuous improvement within the Credit and Finance teams

To be considered for this opportunity, you must have the following:

• 2+ years’ experience in credit control, credit risk, or accounts receivable in a complex, multi-currency environment
• Strong understanding of credit risk management principles and financial controls
• Proven ability to manage credit exposure and collections across varied revenue models
• Excellent analytical and problem-solving skills with a high level of accuracy
• Strong Excel capability and confidence with data-led reporting
• Effective communication skills with the ability to build trusted relationships
• Solid understanding of accounting processes, including month-end activities

On Offer Benefits

This is a full-time permanent role offering a competitive salary and an excellent benefits package. The successful candidate will join an innovative organisation with a supportive, collaborative culture and a strong commitment to employee development. Benefits include:

• Competitive salary and comprehensive benefits
• Private healthcare and dental cover
• Work-from-abroad flexibility
• Share incentive schemes
• EV-related benefits
• Additional festive leave and strong family-friendly policies
• Clear progression pathways and personal learning budgets

For further information please feel free to get in touch with Hamish Law at iMultiply. If this opportunity sounds like a good fit for you, but you’re not sure you meet every requirement, we still encourage you to apply. Studies show that individuals from underrepresented backgrounds often hesitate to apply unless they meet all qualifications. At iMultiply, we support personal development and welcome applications where there is potential for growth. iMultiply is committed to diversity and will promote diversity for all employees, workers and applicants. iMultiply will treat everyone equally and will not discriminate on the grounds of an individual's 'protected characteristic’. If you like the look of this vacancy and think you could perform the role, but, you don't think you meet all the requirements, please DO APPLY for this opportunity. Data shows that certain groups, mainly women and people from Black and Minority communities, are less likely to apply for jobs where they don't meet 100% of role requirements. iMultiply would encourage you to apply for roles where there is room for development and growth.

For further information and a confidential chat, please contact CONSULTANT at our CITY office. M: E: