Credit Risk Specialist

Credit Risk Specialist

Posted 2 weeks ago by MBN Solutions

Negotiable
Undetermined
Hybrid
Edinburgh, Scotland, United Kingdom

Summary: The Technical Credit Modelling Capability Lead will oversee the development and optimization of a large-scale credit modelling function within a leading financial institution. This role emphasizes the use of modern cloud technologies and requires a strong technical direction in credit model development. The successful candidate will collaborate with various teams to ensure high-quality model delivery and adherence to best practices. This position is a 12-month fixed-term contract based in Edinburgh with a hybrid working arrangement.

Key Responsibilities:

  • Lead the design and delivery of technical solutions for credit risk modelling initiatives, focusing on cloud-native tooling and architecture.
  • Champion best practices in coding, frameworks, and tools across the model development lifecycle.
  • Collaborate across data science, risk, and technology teams to ensure efficient and high-quality model delivery.
  • Translate complex business problems into high-level technical solutions.
  • Act as the go-to expert for technical standards, driving excellence in model build, governance, and deployment.
  • Work within Agile delivery frameworks, contributing to continuous improvement initiatives.

Key Skills:

  • Proven expertise in credit modelling, particularly within IRB or similar regulatory contexts.
  • Deep experience in cloud environments, especially AWS (e.g., EC2, S3, Glue, SageMaker).
  • Strong proficiency in Python and SQL, particularly in the context of data manipulation, model development, and optimisation.
  • Ability to influence technical standards, set direction, and work collaboratively across multidisciplinary teams.
  • Strong communication, stakeholder engagement, and problem-solving skills.

Salary (Rate): undetermined

City: Edinburgh

Country: United Kingdom

Working Arrangements: hybrid

IR35 Status: undetermined

Seniority Level: undetermined

Industry: Finance

Detailed Description From Employer:

Technical Credit Modelling Capability Lead Edinburgh (Hybrid) 12-Month FTC £60,000-£90,000 DOE We’re partnering with a leading financial institution to hire a Technical Credit Modelling Lead. This is an exciting opportunity to shape how a large-scale credit modelling function is built and optimised using modern cloud technologies. You’ll take ownership of the technical direction of credit model development - ensuring it’s scalable, efficient, and aligned with best practices in engineering and financial risk.

What you’ll be doing:

  • Lead the design and delivery of technical solutions for credit risk modelling initiatives, with a strong focus on cloud-native tooling and architecture.
  • Champion best practices in coding, frameworks, and tools across the model development lifecycle.
  • Collaborate across data science, risk, and technology teams to ensure efficient and high-quality model delivery.
  • Translate complex business problems into high-level technical solutions.
  • Act as the go-to expert for technical standards, driving excellence in model build, governance, and deployment.
  • Work within Agile delivery frameworks, contributing to continuous improvement initiatives.

Key skills & experience:

  • Proven expertise in credit modelling, particularly within IRB or similar regulatory contexts.
  • Deep experience in cloud environments, especially AWS (e.g., EC2, S3, Glue, SageMaker).
  • Strong proficiency in Python and SQL, particularly in the context of data manipulation, model development, and optimisation.
  • Ability to influence technical standards, set direction, and work collaboratively across multidisciplinary teams.
  • Strong communication, stakeholder engagement, and problem-solving skills.