Credit Risk & Lending Operations Analyst
Posted Today by Principle HR
£48,000 Per year
Undetermined
Hybrid
London
Summary: The Credit Risk & Lending Operations Analyst role is a 3-month maternity cover position based in London, requiring hybrid working arrangements. The analyst will be part of a high-performing team responsible for assessing business lending applications and monitoring customer portfolios. This position plays a crucial role in supporting lending decisions while ensuring adherence to risk management policies. The ideal candidate will have a strong background in financial analysis and credit operations within the fintech or lending sectors.
Key Responsibilities:
- Assess business lending applications for new and existing customers
- Analyse financial statements and supporting documentation
- Conduct customer investigations and gather additional information where required
- Monitor active lending portfolios and identify potential risks
- Support recovery and collections activities when necessary
- Partner with Risk, Legal and Compliance teams to ensure adherence to policy
- Collaborate with Sales and Account Management teams to support customer acquisition and retention
- Maintain accurate reporting and process documentation
- Identify opportunities to improve workflows, operational efficiency and customer experience
Key Skills:
- Minimum 2 years' experience within a financial institution, fintech, payments provider or lending organisation
- Experience performing credit assessments and underwriting decisions
- Strong financial analysis capability including review of financial statements
- Experience within commercial lending, SME lending, credit operations or risk operations
- Strong investigative and problem-solving skills
- Ability to manage multiple priorities within a fast-paced environment
- Excellent written and verbal communication skills
- Comfortable working cross-functionally with commercial and operational stakeholders
Salary (Rate): £48000 yearly
City: London
Country: United Kingdom
Working Arrangements: hybrid
IR35 Status: undetermined
Seniority Level: undetermined
Industry: Other
Credit Risk & Lending Operations Analyst
London Hybrid | 3 Month Maternity Cover
- £48,000 salary
- 3-month maternity cover contract
- Hybrid working - London office 2-3 days per week
We are partnering with a globally recognised fintech organisation that is transforming how small businesses access financial services. Their lending and risk team plays a critical role in helping businesses access capital while maintaining a strong and responsible risk framework.
We are seeking a Credit Risk & Lending Operations Analyst to join a high-performing team responsible for assessing business lending applications, monitoring customer portfolios and supporting lending decisions across the customer lifecycle.
Responsibilities
- Assess business lending applications for new and existing customers
- Analyse financial statements and supporting documentation
- Conduct customer investigations and gather additional information where required
- Monitor active lending portfolios and identify potential risks
- Support recovery and collections activities when necessary
- Partner with Risk, Legal and Compliance teams to ensure adherence to policy
- Collaborate with Sales and Account Management teams to support customer acquisition and retention
- Maintain accurate reporting and process documentation
- Identify opportunities to improve workflows, operational efficiency and customer experience
Requirements
- Minimum 2 years' experience within a financial institution, fintech, payments provider or lending organisation
- Experience performing credit assessments and underwriting decisions
- Strong financial analysis capability including review of financial statements
- Experience within commercial lending, SME lending, credit operations or risk operations
- Strong investigative and problem-solving skills
- Ability to manage multiple priorities within a fast-paced environment
- Excellent written and verbal communication skills
- Comfortable working cross-functionally with commercial and operational stakeholders
Preferred Experience
- Fintech or payments industry experience
- Commercial lending or business lending exposure
- Portfolio monitoring or collections experience
- Experience supporting SME customers
Next steps to apply
Apply now or email your CV direct for immediate review.