Credit Risk Analyst - Banking*
Posted 2 weeks ago by GIOS Technology
Negotiable
Undetermined
Hybrid
Scotland, United Kingdom
Summary: The role of a Risk Analyst involves managing and optimizing the bank's credit risk exposure through monitoring, analyzing, and reporting on the creditworthiness of its lending portfolio. The analyst will assess financial performance and risk profiles of borrowers across various sectors and regions, while also identifying trends and potential issues. This position requires strong communication and stakeholder management skills to ensure effective implementation of risk management processes. The role is based in Glasgow, UK, with a hybrid working arrangement.
Key Responsibilities:
- Manage and optimize the bank's overall credit risk exposure.
- Monitor, analyze, and report on the creditworthiness of the lending portfolio.
- Assess financial performance and risk profiles of borrowers, sectors, and regions.
- Analyze credit trends and identify early warning signs of potential borrower issues.
- Evaluate the impact of economic and market developments on the portfolio.
Key Skills:
- Risk Assessment expertise.
- Ability to develop and implement new processes and controls.
- Project Management skills.
- Strong understanding of regulatory requirements and industry standards.
- Excellent communication skills.
- Capability to create and deliver training plans.
- Proficiency in stakeholder management.
- Expertise in sustainable reporting practices.
Salary (Rate): undetermined
City: Glasgow
Country: United Kingdom
Working Arrangements: hybrid
IR35 Status: undetermined
Seniority Level: undetermined
Industry: Other
Role: Risk Analyst
Location: Glasgow, UK (2 days hybrid)
Role Description -
- To manage and optimise the bank's overall credit risk exposure by monitoring, analysing, and reporting on the credit worthiness of its lending portfolio. Monitoring the financial performance and risk profile of the entire lending portfolio, including individual borrowers, sectors, and geographic regions.
- Analysis of credit trends, identify early warning signs of potential borrowers' issues, and assess the impact of economic and market developments on the portfolio.
Skillset -
- Risk Assessment: Expertise in identifying, assessing, and mitigating risks associated with third-party vendors and suppliers in a proportionate manner
- Process Adoption: Ability to develop and implement new processes and controls to comply with documented third-party risk management and selection policies.
- Project Management: Skills in leading a programme of remedial activities to ensure the successful implementation and embedment of new processes and controls.
- Compliance Knowledge: Strong understanding of regulatory requirements and industry standards related to third-party risk management.
- Communication: Excellent communication skills for coordinating with stakeholders and ensuring clear understanding of new procedures and controls.
- Training and Development: Capability to create and deliver robust training plans to ensure all relevant personnel are well-versed in new processes and controls and test and evidence knowledge/embedment
- Stakeholder Management: Proficiency in managing relationships with internal and external stakeholders at all levels to ensure alignment and support for risk management initiatives.
- Sustainable Reporting Practices: Expertise in creating and maintaining sustainable reporting practices to ensure efficient, accurate, consistent, and transparent tracking of risk management activities