Business Analyst - (Credit Risk/Collections/Recoveries/Lending)
Posted 1 day ago by GIOS Technology
Negotiable
Undetermined
Hybrid
Knutsford, England, United Kingdom
Summary: The Business Analyst for Collections & Recoveries will focus on optimizing debt collection and recovery processes within a leading financial institution. This role requires strong analytical skills and experience in credit risk analytics, strategy optimization, and regulatory compliance. The ideal candidate will support governance frameworks and enhance operational controls while identifying emerging risks. The position is based in Knutsford, UK, and operates in a hybrid working arrangement.
Key Responsibilities:
- Perform detailed analytics to optimize collection strategies and monitor performance against risk frameworks.
- Provide second-line risk oversight to ensure compliance with group policies, standards, and regulatory expectations.
- Support governance frameworks across Risk, Product, and Operations functions.
- Track and enhance operational controls and capacity planning within Collections & Recoveries.
- Identify and escalate emerging risks and contribute to remediation strategies.
- Assist in building and refining risk segmentation, strategy design, and forbearance reporting to drive continuous improvement.
Key Skills:
- Strong analytical and data interpretation skills
- Hands-on experience with Collections & Recoveries processes in banking
- Knowledge of Credit Risk frameworks and regulatory compliance (e.g., forbearance, segmentation strategies)
- Proficiency in working with data tools for analysis and performance monitoring
- Experience working within a 2nd line of defense or risk governance capacity
- Excellent communication and stakeholder management skills
Salary (Rate): undetermined
City: Knutsford
Country: United Kingdom
Working Arrangements: hybrid
IR35 Status: undetermined
Seniority Level: undetermined
Industry: Other
Job Title: Business Analyst – Collections & Recoveries (Credit Risk)
Location: Knutsford, UK (Hybrid)
Job Description: We are seeking a highly analytical and detail-oriented Business Analyst to support debt collection and recovery processes for a leading financial institution. The ideal candidate will bring strong experience in credit risk analytics, strategy optimization, and regulatory compliance across unsecured credit products.
Key Responsibilities:
- Perform detailed analytics to optimize collection strategies and monitor performance against risk frameworks.
- Provide second-line risk oversight to ensure compliance with group policies, standards, and regulatory expectations.
- Support governance frameworks across Risk, Product, and Operations functions.
- Track and enhance operational controls and capacity planning within Collections & Recoveries.
- Identify and escalate emerging risks and contribute to remediation strategies.
- Assist in building and refining risk segmentation, strategy design, and forbearance reporting to drive continuous improvement.
Required Skills & Experience:
- Strong analytical and data interpretation skills
- Hands-on experience with Collections & Recoveries processes in banking
- Knowledge of Credit Risk frameworks and regulatory compliance (e.g., forbearance, segmentation strategies)
- Proficiency in working with data tools for analysis and performance monitoring
- Experience working within a 2nd line of defense or risk governance capacity
- Excellent communication and stakeholder management skills
Key Skills:
- Credit Risk
- Collections Strategy
- Data Analytics
- Forbearance
- Regulatory Compliance
- Risk Oversight
- Segmentation
- Operational Risk