Business Analyst - (API/Payments/PCI DSS/Banking/Fintech)

Business Analyst - (API/Payments/PCI DSS/Banking/Fintech)

Posted 4 days ago by GIOS Technology

Negotiable
Undetermined
Hybrid
Knutsford, England, United Kingdom

Summary: The role of Business Analyst – API Payments focuses on leveraging expertise in API integration and the payments ecosystem to facilitate the delivery of payment solutions in a regulated financial environment. The position requires collaboration with engineering teams and stakeholders to ensure compliance and effective implementation of payment workflows. The analyst will also validate API specifications and support testing phases to ensure transaction integrity. This hybrid role is based in Knutsford, requiring 2-3 days onsite work each week.

Key Responsibilities:

  • Gather and document functional & non-functional requirements for payment workflows and APIs
  • Collaborate with engineering teams to design and validate API specifications and data exchanges
  • Analyse card payments, gateways, digital wallets, real-time payments, and settlement processes
  • Ensure compliance with PCI DSS, PSD2, tokenisation, and fraud prevention standards
  • Act as liaison between product, technology, and operations stakeholders
  • Support SIT/UAT phases by validating API responses, transaction integrity, and data flows

Key Skills:

  • API
  • REST
  • JSON
  • XML
  • Swagger
  • Postman
  • Payments
  • PCI
  • Stakeholder Management
  • PSD2
  • Tokenisation
  • Fraud
  • ISO8583
  • Open-Banking
  • UAT
  • JIRA
  • Confluence
  • Agile

Salary (Rate): undetermined

City: Knutsford

Country: United Kingdom

Working Arrangements: hybrid

IR35 Status: undetermined

Seniority Level: undetermined

Industry: Other

Detailed Description From Employer:

I am hiring for Business Analyst – API Payments

Location: Hybrid – Knutsford (2–3 days onsite)

Job Description: We are seeking an experienced Payments Business Analyst with strong API integration expertise and solid knowledge of the payments ecosystem. The role involves requirements analysis, API specification alignment, and stakeholder coordination to support seamless delivery of payment solutions within a regulated financial environment.

Key Responsibilities:

  • Gather and document functional & non-functional requirements for payment workflows and APIs
  • Collaborate with engineering teams to design and validate API specifications and data exchanges
  • Analyse card payments, gateways, digital wallets, real-time payments, and settlement processes
  • Ensure compliance with PCI DSS, PSD2, tokenisation, and fraud prevention standards
  • Act as liaison between product, technology, and operations stakeholders
  • Support SIT/UAT phases by validating API responses, transaction integrity, and data flows

Key Skills:

  • API
  • REST
  • JSON
  • XML
  • Swagger
  • Postman
  • Payments
  • PCI
  • Stakeholder Management
  • PSD2
  • Tokenisation
  • Fraud
  • ISO8583
  • Open-Banking
  • UAT
  • JIRA
  • Confluence
  • Agile