Credit Expert – 2nd Line – Commercial Banking
Posted 4 days ago by Alexander Ash Consulting
£150,000 Per year
Inside
Undetermined
London Area, United Kingdom
Summary: The Credit Expert role in Commercial Banking involves defining credit risk strategy, policy, and framework for a leading commercial bank. The position focuses on the small-medium sized business segment, requiring expertise in credit strategy and portfolio management. The candidate will also review existing processes and provide governance oversight. This role demands significant experience in commercial banking and credit risk management.
Key Responsibilities:
- Define credit risk strategy, policy, and framework.
- Shape credit strategy and value proposition for small-medium enterprises.
- Review current processes and policies, establishing governance and oversight.
- Provide expert guidance on credit risk management.
Key Skills:
- 7+ years of risk experience within commercial/transaction banking.
- Significant experience in defining credit strategy and risk appetite.
- Experience drafting credit risk policies and procedures.
- Knowledge of small-to-medium enterprise sector (sub £300m turnover).
- Solid product knowledge of commercial lending, payments, and deposits.
- Degree educated or higher from a leading academic institution.
Salary (Rate): £650.00/day
City: London
Country: United Kingdom
Working Arrangements: undetermined
IR35 Status: inside IR35
Seniority Level: Senior
Industry: Finance
Credit Expert – 2nd Line – Commercial Banking
A leading commercial bank are enhancing their product offering and are seeking a first/second line credit specialist to play a key role in defining a credit risk strategy, policy, framework, and risk appetite. You will work within the small-medium sized business segment of the market, being responsible for shaping a credit strategy, value proposition and portfolio management framework, as well as reviewing current processes and policies, establishing governance and oversight, and provide expert guidance.
You should apply for this role if you are/have:
- 7+ years risk experience within commercial/transaction banking
- Significant experience in defining credit strategy, risk appetite, and frameworks
- Demonstrable experience drafting credit risk policies and procedures
- Small-to-medium enterprise (sub £300m turnover) sector experience
- Solid product knowledge of commercial lending, payments and deposits
- Degree educated or higher from a leading academic institution
This is a £600-650/day PAYE role, based London, initially for six months.